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RISK MANAGEMENT

General Information
Employee Injuries and Accidents
Liability Exposures
Property and Equipment
Risk Management Best Practices
Special Event Accidental Insurance
Vehicles

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Liability Exposures

Contents of this page:

  1. Coverage (General liability insurance ; Excess liability insurance ; Educator's legal liability insurance ; Intercollegiate athletic sports injury insurance)

  2. Contracts (Contracting authority ; Contract review: insurance requirements, "hold harmless" and indemnification language)

  3. Use of Campus Facilities for Off-Campus Events

Coverage

1. General Liability Insurance

Trinity University maintains general liability coverage that includes personal and advertising injuries, product liability, operations, bodily injury liability including athletic coverage, property damage liability, contractual liability (for oral or written contracts), host liquor law liability, corporal punishment liability, fire legal liability, employee benefit liability, excess coverage for professional health care liability, and watercraft liability.

2. Excess Liability Insurance

Trinity University maintains excess liability coverage over the general liability, commercial automobile liability, employer’s liability, employee benefits and sport activities.

3. Educator’s Legal Liability Insurance

Trinity University maintains wrongful act coverage for the institution, trustees, directors, officers, administrators, faculty, student teachers, professional staff and volunteer workers or members of committees formed by the institution, all while acting within the scope of their duties on behalf of the institution. The University self-insures for the first $50,000.

4. Intercollegiate Athletic Sports Injury Insurance

Trinity University maintains "excess" medical coverage for all intercollegiate sport-related injuries. Coverage extends only to injuries that occur at a University-supervised, scheduled event or practice. Catastrophic coverage is provided through NCAA. This coverage extends only to intercollegiate athletes and has a two (2) year coverage limit. Students must be full-time.

Contracts

1. Contracting Authority

Contracting authority for Trinity University is limited to the Board of Trustees, the President, and specified individuals or offices (Vice President for Faculty and Student Affairs, Vice President for Finance and Administration, Director of Purchasing). The majority of departments or University offices do not have contracting authority.

2. Contract Review: Insurance Requirements, "Hold Harmless" and Indemnification Language

Any contracts that require the University to agree to an indemnification or "hold harmless" clause must be reviewed by the Director, Risk Management and Insurance prior to executing the contract.

The Director, Risk Management and Insurance reviews all contracts submitted for the signature of the Vice Presidents for the purpose of identifying risks and administering insurance requirements.

Contracts commonly include insurance requirements to cover liability and property loss exposures of the parties. A Certificate of Insurance can be provided by Risk Management in the Office of Human Resources.

 

Use of Campus Facilities for Off-Campus Events

Off-campus users of campus facilities must provide insurance covering Trinity University by naming Trinity University as an additional insured on their policy. This policy must provide general liability insurance (including coverage for personal injury and property damage) with a limit of liability not less than $1,000,000 for each occurrence.

Off-campus users who are unable to provide the above insurance are obliged to purchase a short-term policy through the Office of Human Resources.

This insurance covers Trinity University, and the off-campus user of Trinity University facilities.  See the Faculty/Contract Staff Handbook, Chapter 7 Administrative Policies, Section 7(C) Use of Trinity University Facilities for additional policies and procedures.

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Table of Contents Index Trinity Home Page

 

GENERAL INFORMATION
BUSINESS OFFICE:
          ACCOUNTING AND REPORTING
          ACCOUNTS PAYABLE AND EXPENSE REIMBURSEMENT
          CASHIER'S OPERATIONS
          PAYROLL
          SPONSORED PROJECTS (GRANTS)
          STUDENT ACCOUNTS AND STUDENT LOANS
CAMPUS SECURITY
FACILITIES MAINTENANCE
human resources
PURCHASING
RISK MANAGEMENT

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For further information, please call (210) 999-7507, or write to:

Trinity University
Office of Human Resources
One Trinity Place
San Antonio, TX   78212-7200

This page is provided to you for informational purposes.   Trinity University does not assume liability for omissions, typographical errors, or policy changes that are not updated immediately on this or other official university web pages.

This page was last modified on November 08, 2011.