Treatment at Health Services does not require insurance, and services are available to all students regardless of insurance coverage. However, health insurance is required by the University and ensures that students can access health care off-campus, consult with a specialist, and have adequate coverage for emergency treatment or hospitalization.  

Students are encouraged to carry their health insurance card at all times.


Insurance Requirement

Trinity University requires all students enrolled in nine or more semester hours or enrolled in a full-time graduate program to have current hospitalization and accident insurance. Proof of insurance must be verified by the Student Health Insurance Plan (SHIP) broker annually..

If you already have insurance and want to waive/opt-out please click below.

Waive Insurance


If you would like to sign up for the Student Health Insurance Plan please click below.

Get Insurance


To learn more about the insurance premium billing process please click the link below

Student Financial Services


Immunization, Health Record, and Health Insurance Requirements for Students

All students, undergraduate or graduate, enrolling for nine or more hours or participating in a full-time graduate program are required to have health insurance.

Read the full policy


Insurance Waivers

The Academic Health Plan waiver is available beginning in July through the end of the fall semester add/drop period (approximately 1 week after classes begin). A completed online waiver form allows you to decline coverage and have the charge removed from your student billing account.

If the waiver is not completed by the deadline, you will be enrolled in the student health plan and the corresponding charge cannot be cancelled.

Submit a Waiver


Student Health Plan

Details about the Student Health Insurance Plan are available online. The 12-month premium is payable with tuition in the fall. If you are enrolled in this plan, you can obtain a copy of your insurance card and details about claims you file by creating an online account.


Coverage Information

To learn more about the Student Health Insurance Plan brokered by Academic Health Plans you can visit the Academic Health Plans Benefits page, view this orientation video, or you can click below to download the Plan Highlight Brochure.

Download the brochure


Students Enrolled in the Plan


Wellfleet Student Online Account

For students who are enrolled in the Student Health Insurance Plan, “Wellfleet Student” you can create an online account to view your insurance ID card, submit a claim, view your medical claims history, and learn more about your insurance benefits.

To set up your account:

  • Visit the Wellfleet Student webpage.
    • Click the menu icon in the top right corner and select "My Account" to access your account.
    • If you don’t have an account, click “Create a New Account” on the student sign in page. Please use your email address when creating your account.
    • If you already have an account, enter your email address and password to log in.
    • To access your online ID card, click on the “Student Options” tab.
    • To view your claims history, click on the “Claims” tab
    • To view your benefits brochure, click on the “Benefits” tab


2023 Drug Formulary

Your formulary provides detailed information on what drugs are covered under your pharmacy benefits, which drugs are excluded from coverage, and much more. View the 2023 Drug Formulary PDF.


Find a Provider or Care Facility

It is important to ensure that your treating provider or medical facility (ie. hospital or surgical center) is in-network with your Wellfleet Student Insurance Plan prior to your visit. This helps keep your medical costs as low as possible. To find a provider who is “in network” with your Wellfleet Student Insurance please visit the Academic Health Plans page and click “Find a Provider”. (Please note, your Wellfleet Student Insurance Plan utilizes the Cigna OAP network of providers so you will be taken to the Cigna webpage.)


Need Insurance Help

Visit Academic Health Plans page for Student Health Insurance Plan help-resources.


To change your address, phone or email on your insurance account:

It is very important to make sure that your address, phone number, and email address on file at the school are current and accurate. If not, ID cards, explanation of benefits and other notifications about your student health insurance plan may not get to you. If you have moved or your contact information has changed, please make sure you update your contact information with your school. Additionally, please visit Academic Health Plans support page  to complete a change form. 

Additionally, please refer to to learn how you may update your address in our records as well.


Change in Insurance

If you become uninsured after open enrollment and want to enroll in the Academic HealthPlans Student Health Insurance Plan, you should complete the Qualifying Event Enrollment Form. You will be asked to provide documentation of a qualifying event in order to qualify outside the usual enrollment period.